Certificate of Deposit

Certificate of Deposit (Share Certificate of Deposit)

A Certificate of Deposit provides you with the opportunity to earn higher rates of interest by choosing a commitment to a term of deposit.  The longer the term of your investment, the higher the rate of interest that is paid to you.  Terms range from six months to sixty months.

Term of InvestmentMinimum Balance To OpenMinimum Balance To Earn Interest (Dividends)Compounding FrequencyInterest (Dividend) RateAnnual Percentage Yield
4 Months$500$500At Maturity0.00250.0025
6 Months$500$500Monthly0.0030.003
9 Months$500$500Monthly0.00350.00351
12 Months$500$500Monthly0.00750.00753
15 Months$500$500Monthly0.0090.904
18 Months$500$500Monthly0.010.01005
24 Months$500$500Monthly0.01250.01257
30 Months$500$500Monthly0.0130.01308
36 Months$500$500Monthly0.014920.01502
48 Months$500$500Monthly0.018370.01853
60 Months$500$500Monthly0.020350.02054
Rates effective 12/1/2017
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