Share Certificate
A Share Certificate provides you with the opportunity to earn higher rates of interest by choosing a commitment to a term of deposit. The longer the term of your investment, the higher the rate of interest that is paid to you. Terms range from six months to sixty months.
| Term of Investment | Minimum Balance To Open | Minimum Balance To Earn Interest (Dividends) | Compounding Frequency | Interest (Dividend) Rate | Annual Percentage Yield |
|---|---|---|---|---|---|
| 4 Months | $500 | $500 | At Maturity | 0.350% | 0.350% |
| 6 Months | $500 | $500 | Monthly | 0.400% | 0.401% |
| 9 Months | $500 | $500 | Monthly | 0.450% | 0.451% |
| 12 Months | $500 | $500 | Monthly | 1.500% | 1.510% |
| 15 Months | $500 | $500 | Monthly | 1.750% | 1.764% |
| 18 Months | $500 | $500 | Monthly | 2.250% | 2.273% |
| 24 Months | $500 | $500 | Monthly | 2.500% | 2.529% |
| 30 Months | $500 | $500 | Monthly | 2.750% | 2.785% |
| 36 Months | $500 | $500 | Monthly | 3.000% | 3.042% |
| 48 Months | $500 | $500 | Monthly | 3.250% | 3.299% |
| 60 Months | $500 | $500 | Monthly | 3.600% | 3.660% |
| Rates effective 9/1/2018 | |||||
