Share Certificate
A Share Certificate provides you with the opportunity to earn higher rates of interest by choosing a commitment to a term of deposit. The longer the term of your investment, the higher the rate of interest that is paid to you. Terms range from six months to sixty months.
| Term of Investment | Minimum Balance To Open | Minimum Balance To Earn Interest (Dividends) | Compounding Frequency | Interest (Dividend) Rate | Annual Percentage Yield |
|---|---|---|---|---|---|
| 4 Months | $500 | $500 | At Maturity | 0.350% | 0.350% |
| 6 Months | $500 | $500 | Monthly | 0.500% | 0.501% |
| 9 Months | $500 | $500 | Monthly | 0.750% | 0.753% |
| 12 Months | $500 | $500 | Monthly | 1.250% | 1.257% |
| 18 Months | $500 | $500 | Monthly | 1.500% | 1.511% |
| 24 Months | $500 | $500 | Monthly | 1.600% | 1.612% |
| 30 Months | $500 | $500 | Monthly | 1.700% | 1.714% |
| 36 Months | $500 | $500 | Monthly | 1.800% | 1.816% |
| 48 Months | $500 | $500 | Monthly | 1.9000% | 1.918% |
| 60 Months | $500 | $500 | Monthly | 2.000% | 2.020% |
| Rates effective 12/18/2019 | |||||
