Your Legacy Federal Credit Union is eager to provide you with a positive home loan experience. We pride ourselves on providing a quick pre-approval at time of application, an expedited underwriting process, and a short time frame until the loan closing takes place.
Your Legacy Federal Credit Union has ARM (Adjustable Rate Mortgage) loans available. An adjustable-rate loan has a 1- or 3-year adjustment period including interest rate adjustment limitations or interest rate “caps.”
Thanks to our partnership with Neighborhood Mortgage Solutions, we offer fixed-rate home mortgages with 10-, 15-, 20-, and 30-year terms at competitive interest rates and closing costs.
Whether a fixed-rate or adjustable-rate home loan is best for you, we at Your Legacy are more than happy to partner with you in achieving your goals. Whether it be to purchase a new home, or refinance your existing loan to lower the interest rate and payment amount, or to utilize the equity in your home for other wants or needs, we stand ready to serve.
Please call us when exploring your next home loan. You will be glad you did!