Privacy Policy

FACTS

What does Your Legacy FCU Do With Your Personal Information?

Why?

Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some, but not all, sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us.  This information can include:

-Social Security number   -Transaction history   -Account Balances   -Credit history    -Payment history   -Purchase history

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Your Legacy FCU chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information                    Does Your Legacy FCU share?                     Can you limit this sharing?

For our everyday business purposes-                                                   Yes                                                                 No

such as to process your transactions, maintain your
account(s), respond to court orders and legal
investigations, or report to credit bureaus

For our marketing purposes-                                                                   No                                                         We do not share

to offer our products and services to you

For joint marketing with other financial companies                        No                                                         We do not share

For our affiliates’ everyday business purposes-                                 No                                                         We do not share

information about your transactions and experiences

For non affiliates to market to you                                                        Yes                                                                 Yes

To limit our sharing

Call Toll-free 1-800-542-2121 – our menu will prompt you through your choice(s)

Please note:

If you are a new member, we can begin sharing your information 30 days from the date we sent this notice.  When you are no longer a member, we continue to share your information as described in this notice.  However, you can contact us at any time to limit our sharing.

Questions?

Call toll-free 1-800-542-2121 or go to https://legcu.com

What We Do

How does Your Legacy FCU protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic, and procedural safeguards to protect this information, and we limit access to information to those employees for whom access is appropriate.

How does Your Legacy FCU collect my personal information?

We collect your personal information, for example, when you

-Open an account     -Give us your wage statements   -File and insurance claim   -Provide your mortgage information
-File an insurance claim   -Provide your mortgage information   -Give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

-sharing for affiliates’ everyday business purposes -information about your creditworthiness
-affiliates from using your information to market to you
-sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions

Affiliates

Companies related by common ownership control.  They can be financial and non-financial companies.

– Your Legacy FCU has no affiliates

Non-Affiliates

Companies related by common ownership or control.  They can be financial and non-financial companies.

-Non-Affiliates we share with can include Insurance Companies and Mortgage Companies

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

-Your Legacy FCU doesn’t jointly market.