Checking

Our Checking Account (also referred to as a Share Draft Account) provides you with unlimited check writing and no minimum balance requirementYou will not pay a monthly service fee and, at your option, you will be provided with a Debit Card at no cost to you.

Optional Internet Banking, E-Statements (monthly e-mailed statements), and Mobile Banking are additional services available to you at no charge. At your discretion, our Bill Pay service provides you with the ability to designate payment of bills electronically.  Payment of the first ten bills within each calendar month is free.  After the tenth bill, the cost per each additional bill is a small charge of $0.70.

Your only costs associated with our checking account service are the cost of the checks (currently $18.40 or $0.153 per check for a minimum order of 120 basic checks), and any overdraft fee you may incur as the result of overdrawing your account.  Please be assured we will work with you in attempting to avoid overdraft fees.  Overdraft Protection (ODP) and Automatic Transfer Overdraft Protection are available.