Convenience Services

Online Banking

Online Banking provides you with the opportunity to transact as if face-to-face with a Member Service Representative but with the convenience of banking at home or elsewhere, 24 hours a day, 7 days a week. Online banking allows you to determine current balances on accounts, review account history and recent activity, transfer funds between accounts, or examine loan information. For your safety and protection, online banking is offered through a secure connection, and a personal identification number (PIN) is required. To access your account via the Internet, please return to the Your Legacy Federal Credit Union home page, where you will find access to Online Banking. Online Banking is another convenient, free service provided to you by Your Legacy Federal Credit Union.


Electronic Statements (E-Statements) are a convenient and faster way to receive your monthly or quarterly statement. E-Statements are free, and you can view your E-Statements online at any time. If you would like to sign up for E-Statements simply log in to your Online Banking account and click on “E-Statement sign-up” under “E-Statements” and fill out the short form. You may also come in to either office of Your Legacy Federal Credit Union to sign up for E-Statements.

Web Bill Pay

With our online bill payment product, you are able to pay your bills electronically when you want – on payday, near the due date, or whenever you choose. You may set up recurring automatic payments or schedule your bill payments in advance. Simply date your payment the day you want your payment to be sent, up to a year in advance. You can update your payment instructions anytime, or track your payment history – see who you paid, the date, and the amount.  Payment of the first ten bills within each calendar month is free.  After the tenth bill, the cost per each additional bill is a small charge of $0.70.

Telephone Account Access (Call24)

Our automated telephone response system, telephone account access Call24, provides 24-hour access to your accounts. Call24 provides you with the convenience of  determining current balances on accounts, transferring funds, and more. To sign up for our free Call24 service, please stop in at either of our locations. Once you are provided with a personal password number, simply call the credit union at (419) 448-0191 or 1-800-542-2121. Press 5 to access the automated Call24 system. Then, follow the prompts.  You may contact the credit union if you need a new password number.

Direct Deposit

Direct Deposit provides the most convenient way to make deposits into your accounts. Offered by many employers and government agencies free of charge, Direct Deposit allows you to have your paycheck automatically deposited to your checking (draft) or savings (share) account. Concerns with the check being lost in the mail or standing in line on payday are eliminated. Once the deposit has been made, funds are available to you immediately.  For more information on Direct Deposit, visit or call any Your Legacy Federal Credit Union Member Service Representative.

Payroll Deduction

Through Payroll Deduction, you can arrange to have a designated amount deducted from your paycheck each pay period and deposited automatically into your  account.  Payroll Deduction provides an easy and convenient way to make deposits. For more information, please contact any Your Legacy Federal Credit Union Member Service Representative.

Automated Teller Machine (ATM) Access

Your Legacy Federal Credit Union has three convenient ATMs in highly accessible locations. One is stationed at each of our banking locations, and the third is accessible at Tiffin Mercy Hospital.

The Alliance One ATM network has thousands of locations coast to coast, giving you more choices for accessing your accounts, and all are surcharge-free. So whether you keep your travels close to home or hit the road often, look for the Alliance One logo to avoid surcharges. To find the Alliance One ATM location nearest you, visit Simply use your Your Legacy Federal Credit Union ATM or debit card or apply for one today. The Alliance One ATM network provides you with thousands of ways to access your accounts surcharge free.

Other Services Available

For your convenience, Your Legacy Federal Credit Union is also pleased to provide money orders and cashier’s checks, notary services, cash advances on Visa credit cards, wire transfer services, and safe deposit boxes. If you have questions about any of these services, please contact either credit union office.