Vehicle Loans

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Your Legacy Federal Credit Union has loans to purchase or refinance new or used cars, trucks, and vans. Before shopping for your next vehicle, allow us to pre-approve your loan request. We take pride in providing both a quick loan request decision and a rapid loan closing.

Some vehicle lenders’ loan contracts include a pre-payment penalty. Our contract does not include a pre-payment penalty.


GAP (Guaranteed Asset Protection) and optional credit life and credit disability protections are available. Working with carefully selected auto insurance partners, the TruStage Auto Insurance Program can provide discounted rates, on-line services, and 24/7 claim service.

Convenient electronic forms of repayment are also available.

Please call us when purchasing your next vehicle. Please also call us to assist in putting money back in your pocket by refinancing your auto loan that is currently with another lender. We can assist you in realizing substantial savings from a lower monthly payment and/or lower total finance charge when refinancing your vehicle at a lower interest rate with us.

If you are an existing member of Your Legacy Federal Credit Union, thank you. Please allow us the privilege of providing you with value for your membership. If you are not yet a member of Your Legacy Federal Credit Union, we invite you to join so that you may also experience the credit union difference!